Credit card payoff
Enter your numbers — the results update instantly.
Months to pay off19
Total interest602.3
Total paid3,602.3
Worked example
Given: Balance = 3,000; APR = 24 %; Monthly payment = 200
Result: Months to pay off = 19; Total interest = 602.3; Total paid = 3,602.3
How it is calculated
1. Enter the values you know. 2. The calculator converts them to base units and applies the formula. 3. The result is shown in the unit you choose.
Frequently asked questions
How do I calculate it?
Given: Balance = 3,000; APR = 24 %; Monthly payment = 200. Result: Months to pay off = 19; Total interest = 602.3; Total paid = 3,602.3.
Is the calculator free and private?
Yes. It is free, needs no sign-up and runs in your browser — the numbers you type stay on your device.