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Compound interest calculator

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Final amount37,405.09
Total contributed22,000
Interest earned15,405.09

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Formula

A = P(1 + r/n)ⁿᵗ + PMT · ((1 + r/n)ⁿᵗ − 1) / (r/n)

Worked example

Given: Initial amount = 10,000; Monthly contribution = 100; Annual rate = 7 %; Years = 10

Result: Final amount = 37,405.09; Total contributed = 22,000; Interest earned = 15,405.09

0510 37,405.1

How it is calculated

1. Enter the values you know. 2. The calculator converts them to base units and applies the formula. 3. The result is shown in the unit you choose.

Frequently asked questions

How do I calculate it?

Formula: A = P(1 + r/n)ⁿᵗ + PMT · ((1 + r/n)ⁿᵗ − 1) / (r/n). Given: Initial amount = 10,000; Monthly contribution = 100; Annual rate = 7 %; Years = 10. Result: Final amount = 37,405.09; Total contributed = 22,000; Interest earned = 15,405.09.

Is the calculator free and private?

Yes. It is free, needs no sign-up and runs in your browser — the numbers you type stay on your device.

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Updated November 9, 2026