Present value
Fill in any fields — the empty ones are calculated, so it works in every direction.
Formula
PV = FV / (1 + r)ⁿ
Worked example
Given: Future value = 10,000; Discount rate = 8 %; Years = 5
Result: Present value = 6,805.83
How it is calculated
1. Enter the values you know. 2. The calculator converts them to base units and applies the formula. 3. The result is shown in the unit you choose.
Frequently asked questions
How do I calculate it?
Formula: PV = FV / (1 + r)ⁿ. Given: Future value = 10,000; Discount rate = 8 %; Years = 5. Result: Present value = 6,805.83.
Is the calculator free and private?
Yes. It is free, needs no sign-up and runs in your browser — the numbers you type stay on your device.